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What is a VA Loan?

The Veteran’s Administration (VA) offers a mortgage loan program tailored to our fighting men and women and/or their surviving spouses.

VA loans honor the sacrifices made by soldiers, sailors, airmen, and marines by offering 100% loan-to-value loans (i.e. no down payment), even to service members and their surviving spouses who may not be first-time home buyers.

Interest rates tend to be lower, and the loans do not require PMI (“private mortgage insurance”), an extra expense tacked onto most loans with high loan-to-value.

If you are an active, inactive, or retired service member, or the surviving spouse of a service member, a VA loan may be the most affordable way to purchase a home.

Choosing the right loan that matches your needs and getting the best rate for your specific situation can be a stressful and overwhelming process. We're here to help you go through the entire loan process in the smoothest way possible. Let's start with a FREE VA Loan Quote.


VA Loan Process

1. Apply

Complete our simple online application process to get pre-approved.

2. Receive

Receive options based on your specific needs and situation.

3. Compare

Compare the mortgage interest rates as well as the terms.

4. Select

Choose the lender and the loan terms that best suit your needs!

VA Loan Benefits

Available to service members and/or their surviving spouses

Even if they are not first-time buyers.

Down payment

0% down payment available.

Lower interest rates available

And no Private Monthly Insurance (PMI) monthly premiums.

Looking to Buy or Refinance?
Take our quick eligibility quiz! It’s fun, free, and there’s no obligation.