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What is an USDA Loan?
The United States Department of Agriculture (USDA) offers a mortgage loan program geared to lower-income Americans with less-than-perfect credit to purchase homes in rural areas.
The USDA may lend directly to lower-income Americans or guarantee a loan for moderate-income Americans. Grants may be available for improvements and repairs to the property, and interest rates may be as low as 1%.
If you have a lower income, derogatory entries on your credit report, or prefer to purchase a home in a rural or agricultural area, a USDA loan may be right for you.
Choosing the right loan that matches your needs and getting the best rate for your specific situation can be a stressful and overwhelming process. We're here to help you go through the entire loan process in the smoothest way possible. Let's start with a FREE USDA Loan Quote.
USDA Loan Process
Receive options based on your specific needs and situation.
Compare the mortgage interest rates as well as the terms.
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