If you're planning on buying or refinance a home, you would most likely need a mortgage loan, which will allow you to borrow money from a lender, and to repay that loan at an agreed-upon interest rate. This mortgage rate or interest rate is the most important factor to consider when you are determining what will be the total cost of a loan.

The term of a mortgage is a specified period, the most common being 30 years, and each payment will include a combination of principal and interest. See the benefits of each loan to figure out what's the best mortgage loan for you. Get a free quote and find out how much house you can afford by taking any of our pre-qualified quizzes below.

Ideal for homebuyers who plan to stay in a house long-term and want low and stable monthly payments.

The ideal loan for you if you can afford and are willing to take on higher monthly payments.

Ideal for people who want to own their home for a few years & expect an increase in future earnings.

Ideal for those who want to buy
a home close to half a million
dollars or more.

Tailored to home buyers with low / moderate-income – who haven’t saved much for a down payment.

Tailored to veterans or their surviving spouses to buy, build, repair, or adapt a home for personal occupancy.

Tailored to low-income Americans who don’t have good enough credit to qualify for a traditional mortgage.

A $0-closing-costs loan program tailored to college graduates who are first-time homebuyers.

Today's Mortgage Rates

See today's home loan rates below. For a more personalized rate, please fill out any of our
pre-qualifying quizzes in the section above.