What is an FHA Loan?
The Federal Housing Administration (FHA), a division of the Federal department of Housing and Urban Development, is a government bureau that insures home loans for buyers with low to moderate-income and less-than-perfect credit, with a smaller budget for a down payment.
FHA-backed loans typically have monthly payments up to 20% less than traditional loans and require as little as 3.5% of the purchase price as a down payment.
Additionally, down-payment-assistance grants may be available to help buyers obtain an FHA loan with even less money down, possibly 0% down.
First-time home buyers and/or buyers with lower but stable income and derogatory entries on their credit reports may find an FHA loan to be the quickest, most affordable route to home-ownership.
Choosing the right loan that matches your needs and getting the best rate for your specific situation can be a stressful and overwhelming process. We're here to help you go through the entire loan process in the smoothest way possible. Let's start with a FREE FHA Loan Quote.

FHA Loan Requirements
1. Apply
Complete our simple online application process to get pre-approved.
2. Receive
Receive options based on your specific needs and situation.
3. Compare
Compare the mortgage interest rates as well as the terms.
4. Select
Choose the lender and the loan terms that best suit your needs!
FHA Loan Benefits
With the possibility for $0 down with grants and family gifts.
Up to 20% less per month.
And to borrowers with lower incomes.